I&M Group has reported a 24 percent increase in net profit to Sh19.8 billion for the year ended December 31, 2025. This has hugely been supported by strong performance in both its Kenyan operations and regional subsidiaries. The group’s total revenue grew by 19 percent to Sh60.3 billion.
This growth was driven by a 16 percent rise in net interest income to Sh46 billion and a 31 percent increase in non-interest income to Sh14.4 billion. In Kenya, I&M Bank posted a 29 percent rise in profit before tax to Sh17.4 billion. Regional units also recorded growth, with Rwanda up 24 percent, Tanzania 21 percent, Uganda 48 percent, and Bank One at 4 percent.
Customer deposits increased by 17 percent to Sh484 billion, showing continued customer confidence in the bank. The board has recommended a final dividend of Sh2.25 per share, bringing the total dividend payout to Sh3.75 per share, a 25 percent increase from 2024. The results show that I&M is expanding beyond traditional lending. The bank is growing its income from other services and strengthening its presence across different markets.
Although operating costs rose by 19 percent due to branch expansion, brand investment, and staff training, the group continues to diversify its business. Its wealth and bancassurance segment recorded strong growth, with assets under management rising sharply to Sh99 billion.
The performance highlights I&M’s shift towards a more balanced business model that includes deposits, advisory services, and wealth management, helping to support long-term growth.
