Family Bank’s Growth Driven by Lending and Deposits Expansion

Family Bank’s 2025 financial results highlight strong growth in its core business, with increased lending and customer deposits playing a key role in boosting performance.

The bank posted a net profit of Sh5.38 billion for the year ended December 2025, a 55.4 percent rise from Sh3.5 billion recorded in 2024. The growth was supported by higher income from loans as well as gains from other banking services.
Net interest income rose by 46.1 percent to Sh15.63 billion, showing stronger earnings from lending activities. At the same time, non-interest income grew by 4.6 percent to Sh4.56 billion.

Family Bank also expanded its balance sheet, with net loans and advances increasing by 14 percent to Sh105.9 billion. Customer deposits grew even faster, rising by 19.9 percent to Sh151.88 billion, pointing to increased customer confidence and a stronger funding base.

The lender said the performance comes as it begins a new five-year strategy focused on digital growth, improving service delivery, and expanding its product offerings.

The results suggest the bank is building a broader growth model, combining lending, deposits, and digital services, while also strengthening support to key sectors such as small businesses, agribusiness, and manufacturing through partnerships and targeted financing.